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All rights in this section are granted without the need for additional compensation of any sort by PBCI to you or to any other person or entity.

You agree that you will indemnify, defend, and hold harmless PBCI and its officers, directors and employees for all claims resulting from User Content you post.

By using the Site and transmitting an unsolicited submission to us, you agree that you are not entitled to any compensation, credit or notice whatsoever with respect to such submission, and that by sending an unsolicited submission you waive the right to make any claim against the Site, PBCI and its parents, affiliated companies, officers, directors or employees relating to our use of such submission, including, without limitation, infringement of proprietary rights, unfair competition, breach of implied contract or breach of confidentiality, even if material or an idea is used that is or may be substantially similar to the idea you sent. All User Content provided to the Site is the sole responsibility of the person who provided it.

This means that you are entirely responsible for all User Content that you Provide.

We reserve the right to terminate your access and use of the Site, in whole or in part, if more than one individual access the Site using any single registration account.

You are responsible for maintaining the confidentiality of your password and for restricting access to your computer so others may not access the Site using your name in whole or in part without your permission.

We discourage divulging personal phone numbers and addresses or other information that can be used to identify or locate you.

We reserve the right, at our own expense, to assume the exclusive defense and control of such disputes, and in any event you will cooperate with us in asserting any available defenses.

You also hereby grant each user of the Site a non-exclusive license to access your User Content through the Site, and to use, reproduce, distribute, display and perform such User Content as permitted through the functionality of the Site and under these Terms. We are happy to hear from our users and welcome feedback regarding our Site.

You waive all moral rights with respect to any User Content you Provide to the Site.

You also grant PBCI the right to use any material, information, ideas, concepts, know-how or techniques contained in any communication you Provide or otherwise submit to us for any purpose whatsoever, including but not limited to, commercial purposes, and developing, manufacturing and marketing commercial products using such information.

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